At First Fidelity Funding and Mortgage Corporation, we offer a variety of mortgage programs to meet the needs of first time home buyers in the State of Utah. Some of our most popular products require little to money down includingFHA loans, USDA rural housing loans, VA mortgages, and Fannie Mae’s HomeReady program. We are are also a participating lender in the Utah Housing Corporation’s down payment assistance program.

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Popular Program Highlights:

• Conventional Loans Down payments start as low as 3% through Fannie Mae’s HomeReady program.
• FHA Loans Down payments start as low as 3.5%.
• USDA Rural Housing Loans $0 down payment required. Available to lower and lower-middle income borrowers in USDA eligible areas of Utah.
• VA Loans $0 money down home loans for qualifying members of the US Armed Forces.

Down payment assistance program highlights:

First Fidelity Funding and Mortgage Corporation is a participating lender with Utah Housing Corporation’s down payment assistance program. Borrowers may be eligible for a second mortgage for up to 4-6% of the total loan amount. Funds may be used to help cover the cost a down payment and applicable lender fees associated with the transaction.

Simply complete the home purchase prequalification form on our site and we will review your scenario and help you determine your eligibility and discuss which products may make the most sense for your individual scenario. If you have any questions, please contact us toll-free at 678-521-2129