Latest Articles

The Role of Credit Scores in Mortgage Applications

Credit scores: three numbers that play a pivotal role in the mortgage application process. But what’s behind these numbers, and why do they matter so much? Decoding Credit Scores: What is a Credit Score? In essence, it’s a numerical representation of your creditworthiness, derived from your credit history. The Breakdown: Factors influencing your score include […]

Creative Mortgage Solutions for Self-Employed Borrowers

The rise of the gig economy and entrepreneurship means more people are self-employed than ever before. But how does this shift impact the mortgage process? Let’s explore the options available for the self-employed. Traditional vs. Non-Traditional Income: Understanding the Difference: Unlike traditional employees, self-employed individuals might have fluctuating incomes, making it challenging to present a […]

How to Sell a Home Around the Holidays

How to Sell a Home Around the Holidays Pop quiz. What’s the worst time to sell a home? If you ask any families with lots of holiday events, errands, and gifts to buy, that answer’s simple: the holidays. And there’s a problem, too: not every buyer is looking to purchase a home during the holiday […]